Services
Life Insurance
Life insurance is more than just protection it’s a smart financial tool. It can create cash for your family, cover estate taxes, and support long-term security. It may also offer extra retirement income while keeping core benefits in place. Whether you’re planning a legacy, income, or fair estate division, we help you choose the right plan.
Premium Finance
Premium financing helps you get large life insurance coverage without using your own cash or disrupting your investments. Paired with permanent life insurance, it can also create future income. RCB Strategies works with top banks to offer low interest loans that protect your capital, boost leverage, and support estate plans. This approach lets you keep your money growing while still securing long-term protection.
Private Placement Life Insurance (PPLI)
We create custom insurance plans that do more than just protect. Our services include asset protection, legacy planning, cross-border support, and liquidity strategies helping clients grow and preserve wealth across generations and countries.
International Health Insurance
For globally mobile clients, we offer international health plans with worldwide coverage. Some plans can also fit retirement travel or expat life, with options for cash value benefits in certain policies.
Wealth Transfer Planning
We help families build tax-smart plans to transfer wealth across generations with clarity and peace of mind. Using life insurance, trusts, and gifting, we tailor each plan to your goals often with options for lifetime income for the first generation.
Succession Planning
Family and founder led businesses face unique challenges. We help with governance, insurance, and legal planning to keep the business strong and united. With the right setup, succession plans can also give owners retirement income through cash value policies.
Trust & Corporate Ownership Structuring
We use tools like offshore trusts, holding companies, and private foundations to protect privacy, simplify succession, and meet cross-border rules. Some structures can also offer income or liquidity through policy ownership and dividends.
Family Office Insurance Coordination
For single and multi-family offices, insurance supports wealth transfer, tax planning, asset protection, and global compliance. RCB works closely with family offices and advisors to build strategies that fit estate plans, investments, and long-term goals. We manage insurance with the same care and focus as other key family assets.